Privacy Policy (OBG) knows that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly.  This notice describes our privacy policy.  By visiting OBG, you are accepting the practices described in this Privacy Policy.

Personal Information
OBG may collect personal information about you to help you enjoy all the benefits and services of OBG.  Personal information is information about you that is personally identifiable including, but not limited to your name, address, e-mail address, and phone number, and that is not otherwise available to the public.  Examples of personal information may include, but are not limited to, Name, Phone Number, Address, E-mail address, third party account numbers, and third party transactions.  OBG and its affiliates will never ask you for any of your passwords or pin numbers.

We gather the following types of information: 
1.   We record all information you enter on OBG's site or give us in any other way.  You have the right not to provide certain information, but then you may not qualify for many of our features.  We use the information you provide for such purposes as improving our site, serving your needs, promotions, and  valuable discounts. 

2.   We receive and store certain types of information whenever you interact with us.  We, or third party affiliates may obtain certain types of information when you use your web browser to access OBG.  A number of companies offer utilities designed to help you visit Web sites anonymously.   Examples of automatic information we might collect and analyze include the Internet protocol (IP) address used to connect your computer to the internet, login, e-mail address; computer and connection information such as browser type and version, operating system, and platform; use history; the full Uniform Resource Locator (URL) clickstream to, through, and from OBG, including the date and time; and cookie number.

3.   E-mail Communication: All information submitted to OBG via e-mail will follow this privacy policy.   We generally send an autoreply to all  information  submitted by the user to OBG.  All e-mail sent to users will display instructions to remove yourself from the e-mail list. 

4.  Cookies:  We or our vendors may use Cookies.  Cookies are alphanumeric identifiers that are transferred to your computer’s hard drive through your Web browser to enable our systems to recognize your browser and to provide special features.  The “help” portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether.  Cookies, however, allow you to take full advantage of some of OBG's features and promotions. OBG recommends leaving your cookies active.

Sharing of Information
Under no circumstances does OBG rent or sell your personal information to other non-affiliated or non-associated third parties.  OBG will occasionally exchange, release, or notify affiliated or associated third parties of certain information about you.  We will release personal information when we believe release is appropriate to comply with applicable state or federal laws, enforce or apply our Terms and Conditions of Use and other agreements, or to protect the rights, property, or safety of OBG, our users, or others.  This includes exchanging information with other companies for fraud protection and credit risk reduction.

In the future, there is a possibility for us to buy or sell other businesses or our own..  In such transactions, customer information is generally one of the transferred business assets.  In the event that OBG is sold, or substantially all of its assets are acquired, customer information may be one of the transferred assets.

We work closely with the affiliated third parties to which we provide information.  We may occasionally, share customer information related to your use of OBG and pass that information on to our affiliated companies.

Information Security
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide services to you or in order to do their jobs.  We have physical, electronic and procedural safeguards that comply with federal regulations to protect personal information about you.

Modification To This Privacy Statement/Terms and Conditions/Disclaimer
OBG may modify this policy without notice.  Users are responsible for reviewing this policy each time they enter this site.

Questions, concerns, comments, suggestions, or complaints should be addressed to: 
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